30 Legit Apps that Pay You Real Money [Make $500+ Per Month]

Disclaimer: This post may contain affiliate links. Please read my disclosure for more information.

the millennial money woman blog post "Apps That Pay You"

In today’s post, I’m going to show you 30 apps that pay you real money in 2022.

In fact, these apps could earn you between $50 to $1,000+ per month!

And it gets better:

You can download the apps below for free and start earning money right away.

Let’s get started.

Apps that Pay You Real Money

Apps that Pay You to Invest


Whether you’re starting your investing ventures or if you’re already a seasoned investor, investing apps have never made it easier for you to manage your money.

Not only do you learn how to build healthier financial habits, but most of the investing apps pay you to start investing.

You either earn free stocks or free cash to help you start building a nest egg of your own.

1. Acorns


One of my favorite apps for beginner investors is Acorns.

In today’s high-inflation environment paired with fairly stagnant wages, it’s more important than ever to invest in the stock market.

Yet, it seems harder than ever to start investing since money is often very tight.

That’s why Acorns could be such a good fit – especially for those who want to invest their spare cash.

Acorns is one of my favorite investment apps because:

  • It’s easy to use
  • Has great features
  • Offers low-cost investment options

There are 4 sustainable portfolios offered, ranging from moderately conservative to aggressive.

Acorns ESG Portfolio

While ESG investing might not be for everyone, it’s always reassuring to know that Acorns offers such an option.

Here are some of the pros and cons for Acorns:

Acorns Pros Acorns Cons

Offers savings features like Round-Up

Monthly Flat Fee (starting at $1/month)

Simple, straightforward options

Limited number of investment options     

While it’s always important to consider the pros and the cons, in my opinion, the pros outweigh the cons in this case – for beginner investors.

Bonus: Get $10 when you sign up with Acorns here.

2. Coinbase


If you’re interested in cryptocurrency investing, then consider downloading Coinbase (it’s free).

Coinbase is one of my favorite cryptocurrency investment apps because it:

  • Is easy to use
  • Offers many educational resources
  • Supports over 100 cryptocurrencies

What I really like about Coinbase is that it’s very easy to navigate as a new user.

This is called the “Learn and Earn” section of Coinbase, and I find it pretty cool.

Coinbase Learn

Some cryptocurrencies, like Bitcoin, have seen incredible returns over the past few years.

While Bitcoin has certainly seen its ups and downs in the past few months, this cryptocurrency has arguably always proven that it has room for more growth.

Crypto can be very volatile and risky, as we have seen in the past.

That’s why I like the Coinbase app, which gives everyone the chance to start small, with just $2.

Here are some more pros and cons for Coinbase:

Coinbase Pros Coinbase Cons

Access to 100+ popular cryptocurrencies

Fees are relatively high

Only need $2 to fund an account

Is not available in all countries

Coinbase insures your cryptocurrency in case of a hack

May not offer access to lesser-known cryptocurrencies 

In the end, you’ll have to do your own research and determine whether you believe that Coinbase is the right investing app for you.

Recommended Reading: Coinbase Review

3. Fundrise


If you want to take part in the high-roller world of real estate investing, then you might want to consider taking a look at the Fundrise app.

Fundrise is arguably one of the most popular real estate crowdfunding platforms.

Here’s what you can invest in with Fundrise:

  • Hotels
  • Retail space
  • Office buildings
  • Shopping centers
  • Multi-family properties
  • Single-family properties
  • Other commercial properties

And, if you’ve been following the real estate market recently, I’m sure you’ve noticed a very favorable uptrend for housing prices, as shown in the graph below.

Increasing House Prices Graph 1988 to 2021

Source: FRED

What’s even better is that with Fundrise you can start investing with as little as $10.

And honestly, it doesn’t take much to start investing with Fundrise.

Fundrise has broken the investment process down into 3 simple steps:

  1. You answer a few questions about yourself 
  2. You select the type of investment strategy you’d like
  3. You build your portfolio over time

Not only do you earn passive rental income but you can also earn a profit through capital appreciation when the property is sold.

How Investing in Commercial Real Estate Works

Any US citizen or permanent resident who is 18 years or older can invest in Fundrise.

Fundrise generally focuses its investments on the “Smile States” in America.

Smile States

These states include:

  • Texas
  • Florida
  • Georgia
  • Arizona
  • California
  • The Carolinas

It’s also important to consider the pros and cons of investing in Fundrise before you commit your money.

Fundrise Pros Fundrise Cons

Low fees

Fairly risky

Anyone can invest

Might be difficult to understand

Great for portfolio diversification

Highly illiquid

Remember to never invest more than you can afford to lose.

Recommended Reading: Fundrise Review

4. Masterworks


Have you ever wanted to partake in multi-million-dollar private art deals?

Now you can, thanks to Masterworks.

When you think of art investing, you’ll probably see images of the high roller world, yachts, butlers, and luxury cars.

Masterworks is the game-changer.

With Masterworks, anyone can start investing in what is known as blue-chip art.

And generally speaking, investing in art over the long run can yield some above-average returns, as you can see in the image below.

graph of contemporary art annualized performance 1995-2020

If you take a closer look at the image above, you’ll see that the art market has returned roughly 14% over the past 25 years.

In comparison, the stock market (S&P 500) has returned about 9.5%.

So why should you care?

Investing in fine art is a great strategy to diversify your asset allocation, so if you’re in a recession, for example, your stock investments will likely go down.

However, art investments typically aren’t impacted as much by the current economy.

That’s why you should never invest more than what you are willing to lose.

The fine art market is one of the booming markets of today, as you can see in the image below.

Market Size for All Private Assets

Investing in fine art isn’t a bad idea either.

Over the past few decades, returns in fine art have outperformed the returns from the stock market.

graph of the contemporary art market performance vs. sp500 (1995-2020)

While investing in fine art for just a few hundred dollars might sound appealing, it’s also important to weigh both the pros and the cons:

Masterworks Pros Masterworks Cons

Low volatility

Illiquid

Fine art diversifies your portfolio

Somewhat risky

Fine art outperforms stock market returns over the long term

Fees are often higher than your regular ETF or mutual fund

Masterworks certainly offers a chance to earn higher-than-normal returns and combat rising inflation.

Recommended Reading: Masterworks Review

5. SoFi


Have you ever wanted to build your wealth through crypto, IPOs, ETFs, mutual funds, and the likes – but all on the same brokerage platform?

Now you can with SoFi.

Right now, it seems like you need to download 1 investing app each time you want to invest in something new – and that’s where SoFi Invest comes into play.

SoFi helps you invest in:

  • IPOs
  • ETFs
  • Stocks
  • Crypto

…All on the same platform.

With SoFi, you pay $0 to maintain your account, your account minimum is $1 and you have access to a variety of investment options.

SoFi Invest

I should note, however, that if you do fund an account and later decide to transfer your money to another institution, you’ll likely be charged a steep fee of $75 to transfer out of your SoFi Invest account.

Even though the SoFi app was just founded in 2017, it has already managed to spice up the robo-advisor world by offering users exclusive access to CFP(r)’s.

Keep in mind that it’s important to consider the pros and cons before you sign up:

SoFi Pros SoFi Cons

Low-cost investment options

Limited number of account options

Access to Certified Financial Planners (CFPs)

No tax-loss harvesting

Ability to access multiple investment options all-in-one app

Outgoing fee of $75 if transferring funds to another account

While it’s always important to consider the pros and the cons, in my opinion, the fact that you don’t have to pay money to sign up with SoFi invest is a huge benefit.

6. AcreTrader


Have you ever wanted to invest in farmland without actually having to manage the land?

Now you can with AcreTrader.

The demand to own property has increased steadily each year to a point where the average annual increase in farmland value is about 6%.

In fact, a $10,000 investment in farmland 30 years ago would have now been worth about $199,700 in today’s dollars.

That’s just how much land has appreciated over the past 30 years – and analysts expect for this appreciating trend to continue well into the future.

cumulative returns of major asset classes 1990-2018

As you can see from this chart, Farmland, while the second-highest returning asset class, is arguably the most stable out of all asset classes listed in this graph.

What does that mean?

It means that farmland returns are steadily moving forward, with very little volatility (unlike REITs, stocks, etc.).

In fact, AcreTrader claims to eliminate more than 99% of land parcels they evaluate, so one can only assume the parcels available to invest in are very high quality.

One of the offerings on AcreTrader is the following parcel in California:

AcreTrader 35000 Minimum

Did you notice the minimum investment?

Yep… it’s not that cheap to invest with AcreTrader – but at least you also know that you’ll be getting quality investments.

In fact, to start investing with AcreTrader you need to be an accredited investor.

However, I should note that not every property’s minimum investment will sit at $35,000 like the parcel in California.

AcreTrader also offers investment opportunities with lower minimums, like some of the following:

AcreTrader Closed Deals

Every year, AcreTrader investors can expect passive income to be about 3% to 5% for lower-risk properties – which is in addition to the annual land appreciation value.

So by investing in farmland you basically get 2 income streams:

  • Property value appreciation
  • Annual passive income from the farmland cash flow

While AcreTrader does offer an internal marketplace on the app itself to sell your shares of land – it’s definitely not guaranteed that you’ll sell, let alone for your asking price.

So, if you do decide to invest, make sure it’s for the long term.

Let’s take a look at the pros and cons of AcreTrader:

AcreTrader Pros AcreTrader Cons

Returns are generally 10% per year

Available for accredited investors only

Diversify your investment portfolio

Long lockup periods

Farmland is a hedge against inflation

High minimum investments

If you’re looking for ways to make additional passive income, then AcreTrader could be a great investment platform for you.

Recommended Reading: AcreTrader Review

Apps that Pay You to Complete Surveys


If you want to make money in your spare time, while watching TV, or even while waiting in the doctor’s office, survey apps could be a great fit for you.

Companies really value your feedback, and they’re willing to pay you for your time and thoughts.

While it can take some time and effort to complete the surveys, surveys are a great way to relax the mind and still earn some spare cash.

7. Survey Junkie


Have you ever dreamed of being paid while watching TV or lazily looking out the window on a rainy Sunday morning?

It’s actually possible now with popular survey apps like Survey Junkie!

I’m not kidding you when I say that Survey Junkie is one of those apps that pay you to install them!

In fact, just by entering your name and logging into your Survey Junkie homepage, you’ll earn 50 points.

Your Survey Junkie dashboard will look something like this:

survey junkie signup step 10

As you work through the various tasks like:

  • Taking a survey
  • Completing your profile
  • Adding an extension to your internet browser

…You start racking up points, and you’ll see the total points you’ve earned so far on the top left of your Survey Junkie portal.

Survey Junkie pays you through PayPal.

However, you can also get paid through:

  • Gift cards
  • Cash (via PayPal)
  • Directly transfer your earnings to your bank account

While Survey Junkie is an awesome way to make extra cash on the side, it’s important you consider both the pros and cons as well:

Survey Junkie Pros Survey Junkie Cons

Free to sign-up

You only qualify for about 20% of the available surveys

Low minimum payout threshold ($10)

Your account might be randomly closed

Your survey answers are anonymous                         

You can't quit your full-time job with Survey Junkie

If you’re looking to make money fast, then Survey Junkie could be a great answer!

Recommended Reading: Survey Junkie Review

8. Swagbucks


Even if you’re only 13 years old, you could make money by signing up to Swagbucks and answering surveys.

Similarly to Survey Junkie, Swagbucks pays you for collecting your data, taking surveys, and providing your candid feedback.

With Swagbucks, you can make money if you:

  • Play games
  • Shop online
  • Read emails
  • Watch videos
  • Answer surveys

And honestly, making cash with Swagbucks is fast, it’s easy, and it also doesn’t really require a lot of brainpower (i.e., you can earn cash while watching TV).

You can earn cash on Swagbucks mainly through gift cards or via PayPal.

In fact, Swagbucks claims to pay out over 7,000 gift cards each day.

Most gift cards will either be:

  • Amazon gift cards
  • Walmart gift cards

As you know, you typically only qualify for 20% of Survey Junkie’s surveys.

If you sign up for Swagbucks, then you have a greater probability of earning more cash.

All you need is 300 SB (so $3) in your Swagbucks account in order to withdraw your cash.

Make sure you’re 100% comfortable with the pros and cons before you sign up:

Swagbucks Pros Swagbucks Cons

Free to join

Very low pay

Minimum withdrawal amount is typically $3 or 300 SB

The website interface is pretty complex

Multiple ways to redeem your cash

You can’t quit your full time job for Swagbucks

If you want to expand your income earning ability, then Swagbucks is likely the right next step for you.

9. InboxDollars


If you want to maximize the amount of cash you can earn, then you might want to consider signing up with InboxDollars, too (it’s free).

If you’re looking for apps that make you money, then another great option is InboxDollars.

InboxDollars is very similar to Swagbucks and Survey Junkie in that you can earn cash online by completing simple tasks like:

  • Taking surveys
  • Shopping online
  • Watching videos

Now just keep in mind that each of these tasks does typically take time.

In fact, some surveys could take you between 20 minutes to 40 minutes or more, which is why survey sites like InboxDollars are a great way to earn money while doing another activity (like watching TV).

Keep in mind that with the other survey sites, the number of activities and surveys that you qualify for are typically limited.

So, the more survey sites you sign up for (and most are free), the better the chances are for you to earn more money.

So how do you get paid?

There are typically 3 main ways you’ll see your cash:

  • PayPal
  • Amazon gift cards
  • Other retailer gift cards

Below are some images of the most popular retailer gift cards.

InboxDollars Gift Cards

InboxDollars pays you through PayPal so you can spend your cash on anything you want.

The minimum threshold to cash out your InboxDollars cash is $30 – and you may also be charged a $3 processing fee, unless you cash out with $40 or more.

Let’s take a peek at some of the additional pros and cons:

InboxDollars Pros InboxDollars Cons

Free to sign up

Must be 18 years old to sign-up

Easy way to make money passively

Need at least $30 to cash out

Very easy to use

$3 processing fee to cash out

If your goal is to make a few extra dollars each month, then consider joining InboxDollars.

You have nothing to lose: It’s free to sign-up and you can earn cash fast while watching TV!

10. MyPoints


Want to earn more money with apps that pay you?

Then check out MyPoints.

MyPoints is very similar to InboxDollars, Swagbucks, and Survey Junkie in that you can earn cash online by:

  • Reading emails
  • Taking surveys
  • Shopping online
  • Watching videos

Many major retailers partner with survey sites like MyPoints to gather information from consumers – like you – so that these retailers can create a better customer experience.

However, you’re not just required to take surveys to earn cash.

You can also simply shop at your favorite stores through MyPoints – and earn points with each dollar you spend.

In fact, MyPoints offers many coupon discount codes that you can apply to earn points and discounts at some of your favorite retailers:

MyPoints Retailers

Just remember that you need to qualify for most surveys first.

That’s because most retailers have what is known as a target market they’re looking to advertise their products to.

So, the retailers want to make sure they are asking the right questions to the right people. 

For example, it probably wouldn’t help if a company making basketballs was asking a question to someone who is a golf enthusiast.

There are typically 2 main ways you’ll earn your cash:

  • PayPal
  • Popular retail gift cards

While you do earn free cash, it’s not much.

The minimum threshold to cash out your MyPoints cash is $25 if you want PayPal cash.

The minimum threshold to cash out for an Amazon gift card is $3.

Let’s take a peek at some of the additional pros and cons:

MyPoints Pros MyPoints Cons

Can be 13 years old to sign up

Minimum cash out for PayPal is $25

Offers 1,000’s surveys and tasks to earn money

Can take up to 90 days to accumulate points    

Very easy to use interface

Only people in the US can sign up

If your goal is to make a few extra dollars each month, then consider joining MyPoints.

11. ySense


Are you wondering which apps pay you real money?

Then you might want to check out ySense.

ySense, which is very similar to InboxDollars and Survey Junkie helps you earn cash fast online by completing simple tasks like:

  • Watching videos
  • Downloading apps
  • Signing up for websites
  • Completing paid surveys

Many major retailers partner with survey sites like ySense to gather more tailored information from consumers like you to enhance their products and services.

Online surveys aren’t the only way to earn money with ySense.

In fact, you can get paid to:

  • Watch videos
  • Download apps
  • Try out products
  • Test new services
  • Sign up for websites

Plus, you can also earn some serious passive income when you refer your friends and they become active participants on ySense too.

If you fail to comply to these age restrictions, then ySense reserves the right to deactivate your account.

So how are you paid with ySense?

There are several ways that ySense can pay you:

  • Skrill
  • PayPal
  • Payoneer
  • Popular retail gift cards

Below are some images of the most popular retailer gift cards.

ySense Gift Cards

Since I’m a big online shopper, I’d probably go for the Amazon gift card right away 😁

Remember that you can’t quit your daytime job with ySense.

While you do earn free cash fast, it’s not much.

While the Amazon gift card minimum cash out is $3, other gift cards typically require minimums between $5 and $10.

Let’s take a peek at some of the additional pros and cons:

ySense Pros ySense Cons

Free to sign-up

Only works on desktop

Earn cash when you refer friends

Points expire after 24 months

Worldwide survey site

Difficult to qualify for surveys

If your goal is to make a few extra dollars each month, then consider ySense as another one of the top apps that pay you real money.

Game Apps that Pay You


If you’ve had a long day at work and simply want to switch off your brain, have some fun, and still earn money, then check out some of the best gaming apps that pay you money below.

12. Mistplay


Looking for apps that make you money for playing games?

Then you’ll love Mistplay.

Mistplay is a platform where you can choose your favorite games, play, and earn money.

Mistplay Games

Unlike most other survey sites where you earn cash through “points,” with Mistplay, you earn cash by collecting “units.”

It’s important to note that many games offer in-app purchases.

While you can earn units with every in-app purchase, just stay cautious of how much money you’re actually spending in each game.

Remember that you’re playing Mistplay to earn money and not to spend it.

Typically speaking, you’re paid through:

  • PayPal
  • Visa gift cards
  • Amazon gift cards
  • Other partner retailer gift cards
Mistplay Rewards

So what’s the point behind Mistplay – and earning money to play games?

Gaming app development companies realize that the mobile app gaming space is supersaturated, so they use Mistplay as a space to showcase their games to users like you and me.

Once you are signed up to Mistplay, it’s time to start selecting your favorite games and start playing to unlock redeemable units for cash.

Each game takes about 5 minutes to complete, so it’s not a large chunk of your time.

And while you do earn free cash with Mistplay, it’s not much, which is why you shouldn’t quit your day job.

The minimum threshold to cash out your Mistplay units is 1,500 units = $5.

Let’s take a peek at some of the additional pros and cons:

Mistplay Pros Mistplay Cons

Earn cash or gift cards 

Can’t quit your day job

Minimum age is 13

For Android users only

If your goal is to make a few extra dollars each month while having fun and playing games, then consider joining Mistplay.

Apps that Pay You to Shop


You could be leaving $100’s of dollars on the table if you aren’t signed up to apps that pay you to shop!

Some of the best shopping apps pay you real cash or gift cards to make your everyday purchases and redeem your receipts for money.

Especially with soaring inflation, cash back apps that pay you to shop should be a no-brainer.

13. Ibotta


Have you ever wanted to make money while doing your daily errands?

Now you can – with arguably one of the best apps that pays you to shop: Ibotta.

Here’s how to use Ibotta in 4 simple steps:

  1. Download the app
  2. Browse & add offers
  3. Start shopping
  4. Get your cash back rewards

Below are the 4 steps in more detail.

Step #1: Download the App


Ibotta is compatible with both iPhone users and Android users (but does not work for Blackberry or Windows Phone users).

Step #2: Browse & Add Offers


Ibotta works together with 300+ retail stores, restaurants, movie theaters, pet stores and even pharmacies to ensure that you can get the best cash back deals.

Step #3: Start Shopping!


Since you’ve already added the products to the Ibotta “My Offers” list (from Step 1), you know which products offer cash back rewards.

Now, all you have to do is go shopping (online or in-person), save your receipt, and upload it to the Ibotta app.

Step #4: Get Your Cash Back Rewards


You can withdraw your Ibotta earnings as long as you have a minimum of $20 saved up in your Ibotta cash back account.

Once you’re ready to withdraw your cash, you can use:

  • PayPal
  • Venmo
  • Gift cards

Some of the popular gift cards used by Ibotta include:

  • Sephora
  • Amazon
  • Walmart
  • Starbucks

You also have the option to link your bank account directly to Ibotta.

Let’s take a look at the pros and cons of Ibotta (which is free to download):

Ibotta Pros Ibotta Cons

Free to join

Offers are brand and store specific

Partnered with over 300 popular brand stores

Have to upload receipts to earn your cash back

You can get paid to refer friends

There are multiple adds

If you want to get paid doing your everyday shopping, then Ibotta is a fantastic option to earn a few extra dollars.

14. Honey


Are you tired of constantly researching the best offers for products and services?

Thanks to Honey, offers and promos are pointed out to you, as you shop online!

The Honey app is probably one of the easiest apps you can use to help you save money on everyday shopping expenses.

Here’s how it works:

  1. Download the app on your computer
  2. Add the Honey extension to your Chrome browser
  3. Start shopping online and wait for pop-up mentions from Honey

It’s really that easy.

Honey Shopping Cart

As you start shopping online (for example, with Amazon), Honey notifications will pop up on your screen (as shown above) to indicate whether there are coupon codes available for the items you’re looking at.

If you’re interested in the coupons that Honey finds for you, then you can click on the “Apply Coupons” button.

Honey will then run through the best coupon codes, promo offers, and other discount deals they can find to give you the best savings possible.

Honey Savings

Another cool feature is the Honey Droplist.

If you are browsing online and find that an offer is too expensive for you at the moment but want to revisit the offer in the future, you can add it to your Honey “Droplist.”

Your Droplist will notify you when there are offers on the product you want.

Let’s take a look at the pros and cons of Honey (which is free to download):

Honey Pros Honey Cons

Free to use

Works only on Google Chrome

Easy to use

Must install the Honey extension

You can shop for everyday products   

May not always find a discount for you

If you want to get paid to do your everyday shopping, then Honey is a fantastic option to earn a few extra dollars.

15. Drop


Are you a frequent shopper?

If yes, then Drop might be one of the best cash back apps for you.

Drop is cash back rewards app that is offered for both US and Canadian frequent shoppers.

The Drop App works on both iPhone and Android devices and to date has already more than 3 million users.

If you are more of a necessity shopper (ie, you aren’t looking to upgrade your wardrobe and rather you’re simply looking to buy groceries), Ibotta is probably the better app.

Drop is partnered with many major brands such as:

  • Target
  • Amazon
  • 7-Eleven
  • Walmart
  • Starbucks

As you make more purchases, you start earning points, which you can later redeem for typically gift cards.

Drop Gift Cards

1,000 Drop points equal $1.00.

You can redeem Drop points when you’ve reached 25,000 Drop points (or $25).

The gift cards you can redeem your points for include:

  • iTunes
  • Amazon
  • Starbucks
  • Boston Pizza

Let’s take a look at the pros and cons of Drop (which is free to download):

Drop Pros Drop Cons

Free to download and use

You have to link your credit and/or debit card

Great user interface

Must verify the account using your phone number

Drop will reapply any points not correctly applied  

Each offer comes with rigorous rules and restrictions

If you want to get paid for doing your everyday shopping, then Drop is a great option to earn a few extra dollars.

16. Dosh


Have you ever wondered if you could earn up to 10% in cash back rewards?

With Dosh, it’s possible – and it’s easy.

Dosh is one of the best cash back apps that pays you money for buying everyday items.

Dosh does not require you to preselect offers (like Ibotta or Drop) to earn cash back rewards.

In fact, all you have to do with Dosh is link up your credit card and/or debit card to start earning the cash back rewards.

Dosh Cash Back

Not everyone has time to save and upload their receipts to earn free cash back – and that’s why Dosh can be such a great alternative money making app.

That’s a really good thing for you because that means you have more opportunities to earn cash back rewards.

Some partner Dosh companies include:

  • Walgreens
  • Sam’s Club
  • Walmart.com

Every partner brand has its own deal with Dosh meaning that you might not get the same cash back reward with every brand.

For example, Walmart’s cash back reward is 2% while the cash back reward for Walgreens is 4.5%.

Drop Brands

Dosh awards you points immediately to your “Dosh Wallet” the second you start making purchases.

Dosh will pay you either via:

  • PayPal
  • Direct Deposit

Here’s the coolest part about Dosh: You can save A LOT when you plan to travel.

In fact, Dosh offers you up to 40% cash back rewards on hotel stays!

Let’s take a look at the pros and cons of Dosh (which is free to download):

Dosh Pros Dosh Cons

Free to use

Have to link your credit and/or debit cards

You earn money on everyday purchases

Only available in the US

15,000+ partner retailers and brands

May not work with all credit/debt cards

If you’re looking for an app that pays you to do your everyday shopping, then Dosh is a fantastic option to earn a few extra dollars.

17. Fluz


With Fluz, you can earn cash back in 3 ways:

  1. Earn from yourself
  2. Earn from your friends
  3. Earn from friends of friends

It’s cash back that keeps coming back! And it’s free.

The Fluz App works with your phone (both iPhone and Android are supported) and is an app you can download directly and start using to save cash.

After downloading the app, you’ll want to browse through the app and select the stores and items that you’re looking to buy.

Fluz Shop

You can buy these items either online or in-person.

If you buy these items in the store, it might take a while to pull up the app, so the actual in-store experience might not be as smooth as an online experience.

The next step is to pay Fluz and actually download your code so you can earn cash back rewards.

Pay Fluz

You read that right – you actually pay Fluz and not the store itself.

Once you pay Fluz, a barcode will pop up on your Fluz account, which you can then show the cashier to scan in – and you should be all set to go.

Fluz Code

Is it the best user experience for in-store purchases?

Probably not. But, you still save money.

Fluz Timeline

With Fluz, you can also earn money when you:

  • Refer friends
  • Your friends earn cash through Fluz
  • Your friends refer their friends who earn cash through Fluz

It’s basically a giant referral network, where you can earn (a small amount) when your network actively uses the app.

You also have the option to select a prepaid visa card – and the minimum payout for that is $25, regardless if it’s your first or 100th time using Fluz.

If it’s your first time using Fluz, you’ll have to wait until you’ve saved at least $26 in your Fluz account before cashing it out.

After you’ve hit the $26 minimum requirement to withdraw your cash in Fluz, you can withdraw your cash at any point and for any amount afterward.

Let’s take a look at the pros and cons of Fluz (which is free to download):

Fluz Pros Fluz Cons

Free to use

One-time withdrawal minimum threshold at $26

Deposit earned cash to your bank account using PayPal

Must confirm store is listed as a partner brand first  

Shop for everyday products

App is relatively new

If you want to earn cash back from your everyday shopping and your friend’s shopping, then Fluz is a fantastic option to earn a few extra dollars!

18. Slide


Want to earn up to 4% on cash back rewards on your purchases?

Now you can with the free Slide app.

As long as you shop using partner brands, you can earn up to 4% cash back on your purchases.

This is significantly more than what most credit cards offer (typically ranging between 2% to 4% in cash back rewards).

Some popular partner brands include:

  • Uber
  • Panera
  • Dunkin Donuts
  • Southwest Airlines

So while Slide might not have the biggest partner brands (like Amazon), the cash back rewards app certainly offers a good variety of options.

To properly use the app, you’ll want to download it to your phone and link your preferred payment method.

Slide Payment Method

Unlike other cash back rewards apps, Slide offers a much larger variety of payment methods.

The next step is simple – you start shopping.

You can cash out your rewards in several ways including:

  • Venmo
  • PayPal 
  • Apply credit to future Slide purchases

However, there are some ways to earn extra with Slide.

If you add funds to your Slide Balance in advance, you can earn an additional 1% of cash back rewards.

Plus, Slide stacks on top of your credit card cash back rewards, which means you could actually be earning more than 4% on each purchase.

Let’s take a look at the pros and cons of Slide (which is free to download):

Slide Pros Slide Cons

Free to use

Available in just the US

Works for both iPhone and Android phones

Minimum of $15 is required to cash out     

Partnered with 200+ brands

Does not offer major retailers

If you want to earn 4% cash back instantly, then Slide is a fantastic option to earn a few extra dollars.

Apps that Pay You to Walk


If you are time conscious and believe that taking surveys and playing games is a waste of your time, then consider downloading apps that pay you to walk.

Not only can you earn passive income, but you can also build a healthier life at the same time.

19. HealthyWage


Have you ever dreamed of being paid to lose weight?

With HealthyWage, you can actually bet on yourself, set a goal, and if you make it, you get paid (sometimes $1,000’s of dollars!).

Losing weight is never a fun thing – and most shy away from just the idea of it.

That’s where HealthyWage can come into the game.

The more you put your own money on the line, the more likely you are to succeed at losing weight.

In fact, people who do bet their own money to hit a weight loss goal are 5x more likely to succeed.

HealthyWage Goal

In other words, if you’re really struggling to lose weight, then try betting your own money… chances are, you’ll lose your weight in an effort not to lose your money.

It works. And HealthyWage proves it.

HealthyWage Challenge

While you can earn up to $10,000 for losing weight, in addition to wagering your own money, you may also have to pay an entry fee.

For example, in the team challenge above, you’d have to pay $33 per month for 3 months.

You can set your own weight loss goals, such as shedding 38 pounds in 9 months along with the amount of money that you’re willing to wager.

For example, you could bet $50 of your own money per month for 9 months (so $450 total).

After answering some more questions about your personal situation, HealthyWage enters into the bet with you.

What I thought was cool about HealthyWage is that they are really focused on motivating you to stick with your goals.

HealthyWage Prize Calculator

If you do win – first of all congrats on losing the weight!! – then HealthyWage will pay you out either by:

  • Check
  • PayPal

Generally speaking, HealthyWage will pay you out between 3 to 7 days.

I would definitely take that money – and better health – and invest in the stock market!

Let’s take a look at the pros and cons of HealthyWage:

HealthyWage Pros HealthyWage Cons

Great motivation tool to help you lose weight

One-time income after you’ve achieved your goal

You receive a lot of support from the community to continue your goals

Your success in team challenges depends on the entirety of the team   

You have the chance to get paid

If you don’t achieve your goal, then you lose your money

If you want to get paid for doing exercise, then HealthyWage is a fantastic option to earn a few extra dollars.

20. Rover


Do you love making money and walking dogs?

Then you should check out Rover.

As you might know, I’m a huge dog lover, so it’s only natural that Rover is one of my favorite apps.

In fact, Rover pays you to walk dogs!

That’s a pretty sweet deal if you’re asking me.

One of the main reasons why so many flock to Rover (aside from loving dogs) is that Rover gives you flexibility: You set your own schedule.

You can also mention whether you want to care for small dogs only, whether you have  a gender preference or even if you prefer the dogs to be neutered or spayed.

Here’s how you start your Rover Pet Sitting Profile:

  1. Create your profile
  2. Accept requests from the dog community
  3. Start earning and collecting your cash

Keep in mind that a lot of thought should go into setting up your Rover profile.

So, if you are a Rover dog sitter, ask your clients to leave a review if they enjoyed your services.

In general, you can offer the following services:

Rover Services

As Rover’s infographic shows, you can probably earn the most if you follow a dog boarding policy.

Most dog boarders charge around $20 to $40 per night, depending on your location.

As a dog sitter, you also have to (or at least you should) worry about liability – and Rover has you covered with the Rover Guarantee.

The Rover Guarantee

Note that there is a minimum $250 contribution required per incident that you’ll have to pay before the Rover Guarantee covers the rest.

Let’s take a look at the pros and cons of Rover:

Rover Pros Rover Cons

Get paid to walk and play with dogs

Have to pay the first $250 of claims 

Flexible schedule

You expose yourself to liability

You can set your own prices

Rover takes 20% of your pay

If you want to earn money to look after dogs, then Rover is a fantastic option to earn a few extra dollars.

Gig-Based Apps


If there is one thing that the recent COVID-19 pandemic taught us, it’s that our full-time jobs are never safe.

That’s why building your own side hustle has never been a more lucrative idea.

If you want to protect yourself, your flexibility, and your income stream, then check out some of these top rated gig-based apps that pay you.

21. DoorDash


Do you want to make extra money and set your own work schedule?

Then you should consider becoming a Dasher.

DoorDash is one of the most popular apps that pays you to drive and deliver food to people.

DoorDash is the ultimate app because it connects:

  • Restaurants
  • Hungry customers
  • Gig working delivery drivers
DoorDash Earnings

With DoorDash, you can make some serious money – but it typically depends on the following:

  • Where you live
  • The size of the order
  • The time of day you deliver
  • The distance you drive to deliver the order

To maximize your earnings with DoorDash, it’s typically more profitable if you’re located in a city versus a rural area (think of Miami versus in the middle of the prairie).

DoorDash Times

If you work during certain hours of the day (like lunchtime and dinnertime), you’ll probably earn more money as well (compared to working during breakfast hours or very early morning hours).

With DoorDash, you can get paid in several ways:

  • Tips
  • Base Pay
  • DoorDash Promotions

Here’s a quick breakdown of what you can expect from each of these:

How You Get Paid Explanation

Tips From Cutomers

Customers can either tip you with the online payment or they can tip you when you deliver the food

Base Pay

The amount you actually get paid depends on several factors including the distance traveled, the amount of time it’ll take you to complete the order, and whether it’s a busy time

DoorDash Promotions

Promotions are broken down into 3 categories:

- Drive

- Peak Pay

- Challenges

The major requirement for DoorDash is that you need to have a way to efficiently complete the delivery requirements.

This means that you don’t necessarily need a car – you can complete the deliveries by bike if you wanted!

Similar to ridesharing services like Uber and Lyft, DoorDash will give you the opportunity to accept or decline delivery offers – as long as you deliver the food within a certain period of time.

DoorDash Delivery Offers

To be eligible to sign-up for DoorDash, there are several requirements that you must fulfill:

  • You must be 18+
  • You must have a way to efficiently make deliveries
  • You must provide your SS number, if you live in the US
  • You must be willing to go through a background check first

While this might seem a little tedious, especially the background check, it’s the only way that you’ll be accepted as a valid Dasher.

Let’s take a look at the pros and cons of DoorDash (which is free to download):

DoorDash Pros DoorDash Cons

Earn money anywhere in the US, even if you’re just visiting a new city

Some customers can be overbearing and a pain to work with

Set your own schedule and work hours

The background check might take some time to complete

You don’t need a car to deliver the food (as long as you get it delivered in an efficient time)

You could be using your time building a business or other valuable skill instead of delivering food

If you want to get paid on a flexible schedule while delivering food, then DoorDash might be the best app for you.

22. Instacart


Are you itching to get out of the house and make some extra cash?

Then becoming an Instacart shopper might be the right option for you.

Instacart is a fast-growing online grocery delivery service company that offers services in both the US and Canada.

Now, you can make money as a “full service shopper.”

Here’s what full service shoppers would do:

  • Receive a customer order
  • Go grocery shopping & bag the order
  • Deliver the order to the customer’s home at the time they’ve designated

Unlike many other side hustle jobs, Instacart requires physical strength as well.

If you’re ready to sign-up with Instacart, you can head to their homepage (or download their app) and start completing the questionnaire.

Instacart Registration

The registration itself will include some questions that you can easily expect on a regular job interview.

As part of the sign-up process, you’ll also have to include:

  • Background information
  • Provide a payment method
  • Proof of a valid driver’s license
  • The reliability of your mobile device

One of the cool things with Instacart is that you can schedule your own hours.

Each schedule is created weekly – and you’re encouraged to create a schedule a week ahead.

So how much money can you earn?

While you can earn $1,000’s of dollars each month, your income really depends on several factors including:

  • Your location
  • The tips you earn
  • The days you work
  • The hours you work
  • The size and amount of the orders
  • The time of day you work (lunch & dinner are typically the most lucrative)

Let’s take a look at the pros and cons of Instacart:

Instacart Pros Instacart Cons

You can earn tips

May have to work with bad customers

You can set your own schedule

You’ll put some miles on your car

You could earn free groceries                

Some orders may not pay much

If you want to get paid and do some exercising on the side, then Instacart might be one of the best apps to make money.

23. Steady App


Have you ever wanted to earn money in this gig-based economy but just didn’t know where or how to start?

Enter the Steady App – a great place to start your money making endeavors.

Steady is an excellent app that helps you find money making opportunities in this gig based economy.

The Steady App works with both iPhone and Android and helps you find jobs in 4 particular categories:

  • Gigs
  • Newly added
  • Part-time work
  • Full-time work
  • Work from home
Steady App

While there are always some low-paying jobs that are offered on the app, in general, the Steady App does a great job bringing together the gig economy job opportunities.

Here’s how you start earning money with the Steady App:

  • Download the app for free
  • Create your own profile
  • Check out some gigs
  • Submit your application
  • Start working 
  • Get paid
Steady App Gigs

Some of the jobs offered on Steady don’t seem to be the highest paying jobs, but it’s still a great way to supplement your income.

Generally speaking, you can expect to get paid between $20 to $25 per hour.

So what if the gig based jobs don’t pay you enough cash?

This section is customized to your needs and qualifications.

The Income Booster section will show you some money making opportunities through cash incentive rewards from programs that are partnered with Steady.

Steady App Booster

If you’re a side hustler who’s looking to make more money, then you should check out the Steady App, which offers countless job opportunities.

Let’s take a look at the pros and cons of the Steady App (which is free to download):

Steady Pros Steady Cons

Free to use

Might be difficult to find the right gig

Easy to sign-up

Not every gig offers transparency for pay

Many opportunities offered through 1 app

You have to apply for each gig separately

If you want to set your own hours and earn a little bit of extra cash, then the Steady App could likely be a great option for you.

24. Care.com


If you are skilled in caregiving, want to earn a little extra cash, and want to build out your own flexible schedule, then Care.com could be the right fit.

Care.com claims to have more than 35.2 million members across 20+ countries.

With Care.com, you can earn cash by providing the following services:

  • Pet care
  • Daycare
  • Tutoring
  • Babysitting
  • House sitters
  • Housekeeping

While you can sign up to Care.com with the Family Basic Membership, beware that you’ll have many restrictions.

The tier that gives more bang for your buck is the Premium Membership tier.

This can cost caregivers about $13 per month if paying for the full year upfront.

If you pay in one-month increments, you’ll have to spend $39 per month.

However, if you’re consistently using Care.com, then the amount of money you’ll spend per month on memberships will be worth it.

Care.com Earnings

I ran a quick search for caregiver jobs close to Homestead, FL and found that I could have 27 jobs for a potential of $20 per hour, which isn’t bad if you ask me.

Note that Care.com will also request you to add:

  • Your rates
  • Your experience
  • Your availability
  • Background checks 
  • Your qualifications (if any)

Let’s take a look at the pros and cons of Care.com (which is free to download):

Care.com Pros Care.com Cons

You can find many clients on this popular database

Fees can build up for participating members including background and monthly fees    

Intuitive and user-friendly interface

Lack of transparency when it comes to fees and price structure

You’re provided a rate calculator to determine how much to request for your service

It might take several months for your background check to pass

If you’re looking for ways to earn cash and set your own schedule, then Care.com could be a great fit for you.

25. Twitter


Do you have a basic understanding of how social media works?

Then you should consider using your Twitter account to earn $1,000’s per month!

One of my go-to platforms for boosting my monthly income is my Twitter account.

To be very honest with you, it took me several months to figure out Twitter and start building a solid audience.

In fact, in the first 6 months of my Twitter journey, I was losing followers on a daily basis.

Until I found my lifeline, the Create 24/7 course.

I’m not kidding when I say that my Twitter account growth exploded about 3 weeks after I started regularly implementing the strategies found within this book.

the millennial money woman monthly twitter followers gained analytics

Here’s what I learned in the course:

  • How to grow your email list
  • How to maximize conversions
  • How to sell in direct messages
  • How to maximize your link clicks
  • How to create the promotional offers

…And there is literally so much more.

Thanks to some of the strategies mentioned in this course, I started earning between $400 to $1,000 every week.

If I can do it, so can you.

Let’s take a look at the pros and cons of making money on social media:

Pros Cons

You can set your own schedule

If you’re lazy, you probably will fail

Your passive income is unlimited

It takes some time to gain momentum

You can work anywhere

Consistency is a must

If you want to earn money from your social media account, then you should consider starting today.

Related: How to Make Money on Twitter

Apps for Selling Stuff


Believe it or not, you can actually turn your trash into cash.

In the good old days, you may have considered recycling or throwing out broken laptops, unused clutter, or scratched-up DVDs.

Not anymore.

Thanks to modern technology, you can actually make money from your trash by downloading some of the top apps that pay you to sell your stuff.

26. Decluttr


Have you ever wondered how to make money from selling your used stuff?

Now you can with Decluttr!

I’m a huge fan of Decluttr because this app helps you accomplish several things at once:

  • Make money
  • Get rid of junk
  • Increase your mental happiness

So, if you have stuff like:

  • Old CDs
  • Old DVDs
  • Old phones
  • Old computers

…Then you should consider selling those to Decluttr.

Decluttr Example Items

Above are just some examples of additional tech gadgets you can consider selling to Decluttr for cash.

After you decide what you want to sell, next you’ll want to do 1 of 2 things:

  • Identify the barcode on the item you’re planning to sell and type in the barcode numbers into the Decluttr website or app for a price estimate
  • Head to the Decluttr website and select the item you’re planning to sell

The second step is likely the easiest because Decluttr has everything laid out for you already.

If you want to sell an old MacBook, for instance, click on the MacBook icon.

Decluttr MacBook

Then, simply select the type of MacBook you have.

After that, you’ll have to answer a few questions about your tech gadget that include:

  • The quality
  • The size of the screen
  • The amount of space left

And then, you’ll get to see a sample quote from Decluttr.

Decluttr Earnings

Honestly, the process itself is pretty painless – it’s fast and it’s streamlined.

Once you’re ready to sell your item, you’ll want to click on “Sell This Device” and Decluttr will prompt you to complete a user profile (if you haven’t already created an account).

Note that you will have to provide your address for several reasons:

  • To identify a shipping location so you can ship your technology to Decluttr
  • To receive the packet and mailing label that Decluttr will send to you, so you can pack your technology and send it back

After they receive your items and inspect them, you’ll be paid typically within 24 hours after they’ve checked your old technology.

Here’s how you get paid:

  • Check
  • PayPal
  • Direct deposit

Let’s take a look at the pros and cons of Decluttr (which is free to download):

Decluttr Pros Decluttr Cons

Free to use

Decluttr may make mistakes processing items

Make extra money by selling old stuff

Might not get the top value for your tech gadgets

Getting rid of junk from your living space

Not all tech items are accepted

If you have old technology lying around and want to make money fast, then you should check out Decluttr.

27. eBay


Are you someone who loves looking for deals and selling items for a profit?

Then reselling items on eBay could be for you.

The key to becoming a successful reseller is to first learn the art of reselling before you start practicing it. 

I’ve seen folks just go out there, buy a product, try to flip it (but do it wrong), and then either they don’t sell the product at all or they sell it for a loss.

If you want to learn how to master the art of reselling, then consider taking the Trash2Cash Course.

Trash2Cash Table of Contents

Trash2Cash is a course that teaches you the tips and tricks you’ll need to spot “valuable trash” and see (at least in your mind’s eye) how to flip it for cash.

Here’s what else you’ll learn:

  • Where to find items to flip and resell
  • How to do proper flipping research
  • What platforms to use
  • How to avoid scams
  • How to sell items

The good news is that anyone can learn how to resell.

There are so many items out there that you can buy for a low price – or sometimes people even give them away for free – and then resell for a profit.

Let’s take a look at the pros and cons of flipping junk for cash:

Flipping Pros Flipping Cons

You earn cash on your own schedule

Can be stressful and time-consuming

You can physically see progress with your projects  

If you’re lazy and procrastinate then you’ll lose

The more you flip, the more you earn

Your income likely won’t be consistent

If you enjoy working with your hands and love earning money, then consider taking up reselling as a side gig.

Apps that Pay You to Rent Your Stuff Out


If you want to make some extra cash, take a look around you.

If you see an empty space in your closet or if you have a car that you don’t use, then you’ll love this next section.

Believe it or not, you can earn passive income just by renting out your stuff.

28. Hyrecar


Do you want to make passive income by renting out your car?

Now you can, thanks to Hyrecar.

Ride sharing services like Uber or Lyft have seemingly exploded in the last few years.

However, there remains 1 very important downside: You can’t earn money if you don’t have a car.

However, Hyrecar has solved that problem.

With Hyrecar, you can rent out your own car to people who will use it to make money driving for Lyft, Uber, or other ride sharing apps.

HyreCar Rent or Buy

As an owner, you can certainly set a lot of your own criteria, such as where your car should be picked up and where your car should be dropped off.

You can also set your own price and other requirements (like insurance) to ensure the drivers are not putting your car at risk.

First, you’ll want to set up your profile with HyreCar and then actually sell your listing like you’d sell an AirBnB listing.

HyreCar Sell Your Listing

As the image suggests, to promote your listing, make sure you:

  • Take crisp pictures
  • Add details and descriptions
  • Add any necessary documents to your car

Next, you’ll want to analyze the market you’re catering to.

HyreCar Analyze Market

It looks like HyreCar is very prominent in the following cities:

  • Atlanta
  • Phoenix
  • Chicago
  • Los Angeles
  • New York City
  • Washington DC

Once you receive your first application, you’ll have to review the terms and conditions and ensure that you’re happy with the lease date range as well as the money you’ll get.

HyreCar First Application

Sometimes you may rent out your car for a month or more to drivers.

However, you have the power to decide how long or short you prefer your leases to last.

Ideally, before you’ve even accepted an offer, make sure to prep your car, clean it and ensure that it has passed all the necessary mechanical inspections and tests.

Depending on the booking price, you typically keep between 75% to 85%.

Let’s take a look at the pros and cons of Hyrecar:

HyreCar Pros HyreCar Cons

Extra income stream where you could earn $1,000’s extra per year

Could increase the risk of liability

Hyrecar insures the car when the driver is not using the car for Uber and/or Lyft

For any vehicle damage, you will have to pay $1,000 deductible first

Good customer service (you can actually call and talk to a human)

Could be a hassle to arrange pick-up and drop-off locations with the driver  

If you want to make passive income then Hyrecar could be a great money making opportunity.

29. RVshare


Do you have an RV just sitting in your yard or driveway?

If you do – and if you want to make some passive income from that RV – then you might want to consider signing up to RVshare.

You can make some serious cash if you decide to use RVshare – some people have claimed to earn up to $40,000 in extra income just by using this app.

Believe it or not, you can rent out your RV for a minimum of $200 per day if you’re not using it.

Talk about earning passive income!

With RVshare, you can virtually list any type of RV.

RVshare Top RV Picks

Listing your RV for rent is 100% free – it’s only when you actually book your RV does RVshare take money from your cut.

Here’s how RVshare makes money:

  • Charges 25% of the rental rate
  • Charges 25% of additional “for profit” charges

Everything else appears to be free to owners on RVshare, including:

  • No access fees
  • No monthly subscription fees
  • Rental insurance offered to owners

Plus, when you are ready to rent out your RV, you can set your own calendar availability, so this schedule is completely tailored to your needs.

RVshare Schedule

RVshare claims to have the largest peer-to-peer network for RV sharing services, so if you have a spare RV in your driveway, this might be a great app to earn passive income. 

Let’s take a look at the pros and cons of RVshare:

RVshare Pros RVshare Cons

Payments are secure

You increase your risk of liability exposure

Receive up to $1 million for insurance protection purposes

Your RV might be returned damaged

Earn $10,000’s extra per year in passive income

Mileage and wear & tear increases as you rent out your RV

If you want to sign up to one of the coolest apps that pay you passive income for your RV, then RVshare might be the right fit for you.

30. Neighbor


Do you want to earn money passively without much effort, capital, or time?

If you do – and if you have some extra space in your closet, spare guest room, or even your garage – then check out the Neighbor App now.

Neighbor is an app that connects people who want to rent out space with people like you, who are looking to lease their space.

You can rent out spaces like:

  • Your lawn
  • Your garage
  • Your closet space
  • Your dresser drawer
  • Your empty guest bedroom

You can virtually list any space you want on Neighbor.

Neighbor Storage in Miami Florida

Neighbor is an app that gives you permission to use your imagination to make money.

As long as you have the space, you can earn passive income.

Below are some monthly income figures – taken directly from the Neighbor website – to give you an idea of how much money you can earn:

  • Shed – $17 to $50 per month
  • Shelf – $20 to $50 per month
  • Closet – $12 to $50 per month
  • Bedroom – $50 to $100 per month
  • Driveway – $50 to $100 per month
  • Parking lot – $40 to $100 per month

As you can see, there are many different ways you can earn passive income with Neighbor.

Let’s take a look at the pros and cons of Neighbor:

Neighbor Pros Neighbor Cons

Earn passive income by renting out extra space

High processing fee

Renter damage & theft protection coverage

Could be odd having another person’s items

Free $1 million insurance coverage for hosts

May have to pay for insurance deductibles             

If you want to earn passive income by just renting out your free space, then the Neighbor app could be for you.

FAQs

Most apps that pay you will instantly transfer money most likely to either your PayPal account, your bank account, or in the form of gift cards. These apps include:

  • Uber
  • Stash
  • Rover
  • Acorns
  • Decluttr
  • Coinbase 
  • Swagbucks
  • Survey Junkie

If you are careful about the apps that pay you money, you’ll find that there are many apps that give you legit money including:

  • Uber
  • Dosh
  • Ibotta
  • Rover
  • Decluttr
  • HyreCar
  • Survey Junkie

Apps that pay you probably won’t replace your full-time income, but you can save and earn some cash with these apps such as:

  • Uber
  • Rover
  • AirBnB
  • Instacart
  • RVshare
  • DoorDash

Yes! Apps that pay you cash typically send you money instantly. In most cases, apps pay you through PayPal, gift cards, or heavy discounts on consumer items. Some apps also link directly to your bank account to deposit your earned cash.

One of the fastest ways to get free money is to find apps with sign-up bonuses in the form of points, cash, or stocks, which include:

  • Acorns
  • Rakuten
  • Coinbase
  • M1 Finance
  • Survey Junkie

Yes! There really are apps that pay you real money. In fact, there are hundreds of apps that actually pay you.

Some of the best cash back apps include:

  • Pei
  • Slide
  • Dosh
  • Ibotta
  • Honey
  • Rakuten
  • GetUpside

Some apps that pay you to play include:

  • Cashyy
  • Mistplay
  • Swagbucks
  • InboxDollars
  • Survey Junkie
  • HealthyWage
  • Fetch Rewards

Closing Thoughts


Thanks to modern technology, you have so many opportunities to make money, right at your fingertips.

Whether you’re looking to start a side hustle or simply looking for easy ways to earn passive income, there likely will be a money making app that can get you started.

While some apps that pay you probably won’t be able to replace your full-time work income, they can likely:

  • Help you pay off debt
  • Increase your net worth
  • Diversify your cash flow

Hopefully this article helps you better identify some money apps that work for your situation.

What’s your favorite app? Let me know in the comments below.

Fiona Smith
Fiona Smith
Fiona Smith is the founder of The Millennial Money Woman. She holds her Master of Science Degree in Personal Financial Planning, has advised decamillionaires for 6 years in the corporate wealth management sector and has co-founded a local non-profit community teaching financial literacy. She is the author of the personal finance book How to Get Rich from Nothing and her work is featured on Forbes and FinCon.

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