How to Invest Like a Millionaire (7 Proven Investments)

How to Invest Like a Millionaire

Disclosure: This post may receive compensation from partners listed through affiliate partnerships, at no cost to you. This doesn’t influence our ratings, and the opinions are our own. Learn more here.

Hey friend,

I worked with a lot of millionaires.

In fact, I advised over 453 millionaires.

After spending 7 years working with these millionaires, I know what made them wealthy.

Want to know the secret?

They always invest their money.

Let me explain:

When millionaires get paid, they don’t spend it all on designer clothes.


Millionaires know they need to make their money work for them.

So when they get paid, they immediately invest their money.

But what do millionaires invest their money in?

Let’s take a look 👇

Investments of the Ultra Wealthy

As you can see, millionaires invest in many different assets.

To organize this information, I’ll break down each investment below.

And show you how to invest like a millionaire.

Let’s dive in.

1. Real Estate

Real estate investments have the largest share across assets.

Why do millionaires invest in real estate?

Because real estate can provide:

  • Tax advantages
  • Passive income from rent
  • Profits from property appreciation

Real estate is an excellent strategy to build wealth over time.

But remember, real estate is illiquid and a long-term investment.

Best investing platforms for:

2. Stocks

Investing in stocks is a proven way to build wealth.

That’s why the majority of millionaires invest in stocks.

Other benefits of investing in stocks include:

  • High returns
  • Protection against inflation
  • Passive income from dividends

But stocks can be volatile, so remember to do your research before you invest.

Best investing platforms for:

3. Bonds

Millionaires invest in bonds because they are a low-risk investment.

If you buy a bond, you’re basically acting as the bank:

  • You’re paid an interest rate
  • You’re repaid the original loan you gave
  • You’re paid until the maturity of your bond (aka the end of your contract)

Bonds can also provide diversification, tax advantages, and portfolio stability.

But beware of “junk” bonds that offer high-interest rates for higher returns (and much higher risk).

Best investing platforms for:

4. Private Equity

Being a private equity investor can earn you massive returns.

What is a private equity investor?

Someone who provides capital to private companies.

Private equity investing can also provide:

  • Diversification
  • Exclusive opportunities
  • Early access to emerging sectors

The downsides of private equity investments are the high fees and high risk.

But it could be for you if you want to invest in future unicorns.

Best investing platform for:

5. Investments of Passion

Investments of passion include many luxury items.

For example:

  • Art
  • Wine
  • Watches
  • Classic cars

And many more.

Why do millionaires invest in luxury items?

Because they can provide diversification and higher returns than the stock market.

And, investors are putting their money into their passions (like art, wine, etc.).

In other words, investments of passion are like investing in fun!

But beware that these types of investments are long-term and illiquid.

Best investing platforms for:

6. Gold

Gold prices typically rise during volatile times.

So millionaires invest in gold to hedge against inflation and uncertainty.

Other benefits of buying gold include:

  • Liquidity
  • Store of value
  • Diversification

But gold can come with its own downsides, like storage costs, fees, and price volatility.

Best investing platforms for:

7. Crypto

It’s no secret that crypto investors can get significant returns.

Especially for those who buy before their investment gains serious traction.

In fact, there are over 88,200 crypto millionaires worldwide (probably more, now).

With half of those crypto millionaires holding their fortunes in Bitcoin.

Other benefits of crypto investing include:

  • Decentralization
  • Ownership and control
  • 24/7 market accessibility

But beware of scams, volatility, and fees, and always do your research before you invest.

Best investing platforms for:

Closing Thoughts

If you want to win:

  • Invest early
  • Invest often

Investing has the power to change your life.

Start today.

Your bank account will thank me later.

That’s all for now!

Your friend,


PS: When you’re ready, here’s how I can help you…

• Check out my available programs

• Join the Modern Wealth newsletter (100% free)

Join 30,000+ People That Get My Weekly Tips via Email

Every Saturday morning, you’ll get 1 actionable tip to help you save more money, increase your income, and multiply your wealth 👇

No spam. Just the highest quality tips on the web.

Join 30,000+ others and get access to exclusive tips, strategies, and resources that I don’t share anywhere else 👇

fiona smith the millennial money woman

Unlock the Secrets to Financial Freedom

Join 30,000+ others and get access to exclusive tips, strategies and resources that I don’t share anywhere else 👇

You can unsubscribe at any time.